Healthy Tips

Three Ways to Reduce Stress—Starting with Your Home

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Spending more time at home these days means it is important that your home is the place where you can feel comfortable and relax. Your home can suddenly become a source of stress if you are worried about house payments or are unhappy with where you live – the last thing you want in what should be your happy place. Here are three tips from Guaranteed Rate to help set your mind at ease when it comes to home finances and stress:

  1. Refinance. If you love your home and have no plans to move, but worry over house-related finances, a refinance could help save you some money and stress. Refinance rates are at historic lows right now1, meaning it is a good idea to seek out a refinance offer now before rates rise in the future. The money you might get back could go toward other financial concerns, savings for a rainy day, or go towards home improvements to make your space even better.
  2. Look for your next home. Your home itself could be a source of stress if you are not happy living there. Maybe you have lived in the same house or condominium for a long time, or maybe you are not very content with the area you live. Taking that first step to plan for your future home can be a huge weight off your shoulders, because you know you are actively working to find a place that you love. Start to prioritize which areas you are currently not happy with (space, location, etc.) in your search for a new home.
  3. Apply for pre-approval. If the prospect of looking for a new home excites you, then you may want to consider starting the process with a simple pre-approval. Starting the pre-approval process for a mortgage is easier than you might think, and it can be a huge help in jump-starting your home buying adventure by painting a clear picture of what you can afford. Not only does a pre-approval help take some work of your hands, it also makes you more attractive to sellers.

Your home should be a place where you can kick back and relax, and de-stress from a long day. If your home is causing you stress, reevaluating your options to find a place where you feel comfortable may be the right choice.


1 Bankrate. J Ostrowski. – Key 30-year Mortgage Rate Falls Again, Opening Refinance Window Wider

2 Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate, Inc. for current rates. Restrictions apply.


We Recommend

Check out Blue365’s deals on mortgage products, including waived lender fees and discounted interest rates2 to help you find an affordable home or refinance solution.

This content is not intended to substitute for informed medical advice. You should not use this information to diagnose or treat a health problem or condition. Always check with your doctor before changing your diet, altering your sleep habits, taking supplements, or starting a new fitness routine.


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